⚠️ This tool provides estimates for informational purposes only. Not legal advice. Consult a licensed personal injury attorney in your state for an actual case evaluation.

About Your Accident

Injury Severity
6
Economic Damages
Liability Factors
Clear — 100% their fault
Mostly theirs (80%+)
Shared fault (~50/50)
Disputed / unclear
Yes, I have an attorney
No, representing myself
Estimated Settlement Range
$142,500 – $285,000
Based on similar cases in your state

Damages Breakdown

Medical expenses—
Lost wages—
Future medical—
Property damage—
Pain & suffering (est.)—
Total Estimated Damages —

Pain & Suffering Multiplier

Insurers and juries apply a multiplier of 1.5×–5× to your economic damages to estimate pain & suffering. Your factors:

Injury severity—
Injury type—
Liability clarity—
Attorney representation—
Applied multiplier—

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Frequently Asked Questions

How much is my personal injury case worth?

Personal injury case value depends on your medical bills, lost wages, future medical costs, pain and suffering, and who was at fault. A typical formula multiplies your economic damages by a pain-and-suffering multiplier of 1.5× to 5×, then adjusts for fault percentage and insurance policy limits.

What is a pain and suffering multiplier?

Insurance adjusters and attorneys apply a multiplier (typically 1.5× to 5×) to your total economic damages to estimate non-economic damages like pain, suffering, and emotional distress. The multiplier is higher for severe injuries, TBIs, spinal injuries, or permanent disabilities.

Does having an attorney increase my settlement?

Yes. Studies consistently show that represented claimants receive settlements 3–7× higher than those who self-represent, even after attorney fees. Most personal injury attorneys work on contingency — you pay nothing unless you win.

How is a car accident settlement calculated?

Car accident settlements add up economic damages (medical bills, lost wages, property damage, future medical costs), then add pain and suffering via a multiplier. The total is reduced by your percentage of fault and capped by the at-fault driver's insurance policy limits.

Is this settlement calculator free?

Yes. SettlementIQ's personal injury settlement estimator is completely free — no signup, no email, no hidden fees.

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